Collective funding ratio

The insurance companies report their funding ratio to the Swedish Financial Supervisory Authority. Within the insurance industry a funding ratio of 100 percent indicates normal funding.

What is collective funding?

Collective funding is a buffer for Alecta’s insurance commitments to protect against fluctuations in investment return and insurance risks. It is the difference between Alecta’s assets and the company’s insurance commitments to policyholders and insured individuals.

Collective solvency policy

The collective solvency is normally allowed to vary between 125 and 155 percent, with the target 140 percent. If the level of collective solvency is less than 125 percent or exceeds 155 percent, measures are to be taken in order to create conditions for restoring the level of collective solvency to the normal interval.

2017QuarterRatio
  March 152.0 percent
  June  
  September  
  December  
2016 Quarter Ratio
  March 144.0 percent
  June 140.0 percent
  September 142.0 percent
  December 149.0 percent
2015 Quarter Ratio
  March 148.0 percent
  June 154.0 percent
  September 148.0 percent
  December 153.0 percent
2014 Quarter Ratio
  March 147.0 percent
  June 147.0 percent
  September 146.0 percent
  December 143.0 percent
2013 Quarter Ratio
  March 135.0 percent
  June 145.0 percent
  September 153.0 percent
  December 148.0 percent