Family pension
If you earn more than SEK 33 566 per month, your occupational pension includes extra security for your family. This is called a family pension.
Family pension gives your survivors a lifelong pension if you should die before you retire. It is not your retirement pension that is paid to your family, but a separate insurance. This money can only be paid to your spouse, registered partner and children below the age of 20. A cohabitant is not entitled to this money.
Family pension is taxable and is paid for as long as the widow, widower or registered partner lives. For children, the money is paid until the month of their 20th birthday. The pension is reduced if you had a shorter estimated period of service than 30 years at the time of death.
The following conditions apply:
- you must be over 28 at your death and earn more than SEK 33 566 per month
- you must have married before the age of 60
- if you were 60 or more when you got married, you must have been married for at least 5 years before your death or had children together
- If your surviving spouse re-marries before the age of 60, the payments will cease.